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money_currency_exchange [2011/10/22 02:18] – peterwilliamsmoney_currency_exchange [2011/11/04 22:19] – jpober
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 ====Money and Currency Exchange==== ====Money and Currency Exchange====
  
-In general, there's a 2-3% exchange fee charged when withdrawing money from an ATM or using a credit card.  This is generally better than the rate you'd get at exchange booths.+In general, there's a 2-3% exchange fee charged when withdrawing money from an ATM or using a credit card.  This is usually better than the rate you'd get at exchange booths.
  
 As of writing (October 2011), the Capital One Venture Rewards Card has **no foreign transaction fee**, As of writing (October 2011), the Capital One Venture Rewards Card has **no foreign transaction fee**,
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 In Europe particularly (though this applies to some other countries as well), to use a credit card, you often need a gold chip and/or a pin.  You should be able to call your credit card company to set up a pin if you don't have one. In Europe particularly (though this applies to some other countries as well), to use a credit card, you often need a gold chip and/or a pin.  You should be able to call your credit card company to set up a pin if you don't have one.
  
-Bank of America is part of the [[http://en.wikipedia.org/wiki/Global_ATM_Alliance|Global ATM alliance]]-- you may be able to take money out of select atms without being charged the $5 withdrawal fee.+Bank of America is part of the [[http://en.wikipedia.org/wiki/Global_ATM_Alliance|Global ATM alliance]]-- you may be able to take money out of select atms without being charged the $5 withdrawal fee.  Bank of America will then charge a $5 international withdrawal fee, themselves, plus any currency exchange fee.
  
  

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